5 Mortgage Mistakes Investors Should Avoid
The mortgage mistakes that cost investors most are about structure, not rate: cross-collateralising properties, using redraw instead of an offset, mixing personal…
Home loan guides
Plain-English guides to how Australian home loans work, from comparing rates and choosing between fixed and variable to fees, loan features, refinancing, investing and buying your first home. The rates we quote come from the product data lenders publish under the Consumer Data Right, so you can check any guide against today's numbers in our comparison table.
How Interest Rate Rises Affect Your Home Loan Repayments
How much do RBA rate rises add to your mortgage repayments? Each 0.25 percentage point increase in interest rates adds approximately $17…
Top Features to Compare Property Loans
The home loan features most worth paying for are a 100% offset account, free extra repayments and, if you need it, the…
How Much Can You Borrow?
How much you can borrow depends on your income, your living expenses, your existing debts and the interest rate the lender uses…
Why Investors Need Mortgage Brokers
Investors use mortgage brokers because lending policy, not just the interest rate, decides how many properties you can buy and how your…
Cut Your Investment Loan Costs
The biggest savings on an investment loan come from the rate: the gap between the average investor variable rate (6.89%) and the…
Mortgage Broker or Bank?
Which should you choose? What difference does it make on your investing journey? A mortgage broker compares loans from a panel of…